Your take-home from a freelance project is the amount left after the platform’s service fee, the payment provider’s fee (Payoneer, Wise, or PayPal), and the tax you set aside. On a $500 project, a Filipino freelancer often keeps roughly ₱24,000 to ₱26,000 after typical fees and a small tax set-aside.
Take-home calculator
Enter the project amount and adjust the fees to match your setup.
Estimates only. Real fees vary by provider, amount, and currency conversion. Set your own tax rate with the BIR. Compare providers in the Fee Comparator.
Price fees into your rate from the start
Use the free Rate Calculator so fees and tax never eat your income.
Frequently asked questions
How much do freelancers keep after fees in the Philippines?
After a platform fee (often around 10%), a payment fee (roughly 1% to 4.4%), and a tax set-aside, most freelancers keep about 80% to 88% of a project’s value before tax filing.
Which payment method has the lowest fees?
Wise and Payoneer usually have lower fees and better exchange rates than PayPal. PayPal is convenient but costs more, so build it into your rate.
Should I include tax in this calculation?
Yes. Setting aside for tax with every payment means filing season isn’t a shock. Many freelancers use the 8% option; confirm your rate with the BIR.
What exchange rate should I use?
Use the current mid-market rate as a guide. This tool defaults to ₱58 = $1, which you can change to match today’s rate.